Gregory Englesbe – Working hard to educate the consumer on mortgage products and services.

 As the CEO and founder of E Mortgage Management, LLC in Cherry Hill, New Jersey, Englesbe works closely with first-time home buyers to educate them on the mortgage process and help them understand the options, products and services that best suit their needs.

Gregory Englesbe
Gregory Englesbe works hard to ensure that his customers get the best product and service options that best suit the client needs.

The History of the Mortgage

Gregory Englesbe is a leader in the local mortgage and lending industry in Cherry Hill, New Jersey. His goal is to provide financing options and to always remain above board with customers in the communities EMM serves. Englesbe has helped many first-time buyers get into the homes of their dreams. An experienced mortgage professional, Englesbe is in tune with the history of mortgages and how they came to be an important tool for home owners in the 21st century.

Banks started lending people money to buy houses in the form of mortgages in the 1930s. It was actually the idea of the insurance companies of the time, who hoped they could gain ownership of the properties of those who couldn’t keep up with their loan payments. In 1934, the Federal Housing Administration initiated a new kind of mortgage for people who couldn’t get mortgages for homes under currently existing programs. This is the dawn of the modern mortgage that people like Gregory Englesbe work with today. In the Great Depression era, the Federal Housing Administration (FHA) started to reduce the down payment requirements for home owners, allowing more people to own their own homes at a time when only 40% of American households owned their own homes. Gregory Englesbe is a continuation of this tradition.

Gregory Englesbe has helped thousands of families find the homes of their dreams across the nation.

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